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Stopping Creditor Harassment

Put a Stop to the Harassing Phone Calls

For those facing overwhelming debt and deep financial concerns, creditor harassment can be a daily source of stress and intimidation. Generally creditor contact in the form of repeat letters and calls, but sometimes from their collection agencies or attorneys, can take a more aggressive approach, posing as law enforcement or other excessive measures. The perpetual harassment is often the catalyst that motivates individuals to finally file for bankruptcy relief. 

Kamini Fox Focuses on New York Bankruptcy Cases

When an individual or business files for bankruptcy relief, there immediately goes into effect an automatic stay to stop all creditor harassment instantly. Tax agencies, banks, lenders, creditors, and collection agencies are forbidden from contacting the individual or business any more. Bank levies, garnishments, seizures of property, going forward with threatened foreclosures or repossessions (and sometimes evictions) violate this automatic stay and can be punished by the imposition of actual damages, including costs and attorneys’ fees, and, in appropriate circumstances, punitive damages.

If the harassment does persist, there are legal steps that we will take to ensure that those responsible are appropriately sanctioned. At Kamini Fox, PLLC, we understand the stress that is caused by creditors, and we work to end the harassment and work toward a solution. Ms. Fox will help you understand which form of bankruptcy is best for your individual needs and situation.

Call Kamini Fox to Understand Your Bankruptcy Options

We work with both individuals and businesses. There are many solutions available, and our bankruptcy lawyers will help you find the ones that are best for you. We assist businesses in conducting cram downs on debt.


The primary goal for the business client is to ensure that operations proceed as smoothly as possible during this time. Our attorneys understand your situation and will create a strategy to that end. To arrange an initial consultation, please contact us at 516-493-9920.

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Chapter 7 & Chapter13

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Chapter 11 Business Bankruptcy

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Chapter 11 Individual Bankruptcy

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Let's talk and see if bankruptcy is right for you and your business.

825 East Gate Blvd., Suite 308
Garden City, NY 11530

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