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Bankruptcy isn't the end.
It's the chance at a new beginning!

Chapter 7 and Chapter 13 Bankruptcy for Families or Individuals.

  • Stop Harassing Phone Calls from Creditors

  • Stop the Creation or Enforcement of a Lien

  • Stop Foreclosure

  • Stop Wage Garnishment

  • Discharge Credit Card Debt

  • Discharge Medical Bill Debt

  • Discharge Unsecured Personal Loans 

When it comes to individual bankruptcy, every case is different, and there is no rule to state if Chapter 7 or Chapter 13 is better. For people who are eligible to file for either Chapter 7 or Chapter 13, the decision would be based on several factors, including whether there are assets that they would like to protect, such as a car. Chapter 13 would be the option to allow you to hold on to certain assets, while Chapter 7 would require the liquidation of certain assets.

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